Your first investment

If the world of investing is new to you,.. dont'worry. One of the most simple examples to make you see how money can work for you, instead of a situation in which you work for money is your savings account.

If you receive 3% interest rate on your savings, the ROI, the Return ON Investment, the return on the money you put into your savings account is simply 3% a year. Be aware that money makes money. The next year the money on your account has increased and increases faster than the year before, which is great!

A savings account is perceived as a safe investment. You know the ROI, you have access to your money and the risk is very low. Another form is saving is possible by a desposito. In this case, the interest rate is higher, but you do not have access to your money for a certain amount of time.

Other types of investments with higher ROI's are of course possible too, and very interesting. They will be discussed on this blog among other topics. Interesting investments are:

* Stocks / Shares

* Real Estate

* Building a business with your money

* Internet, for example by online companies and Internet Marketing

If you create your own product, for example a book, you receive income based on the sale rates, especially internetmarking could help you sell your product.

Eventually, you earn money based on you ROTI, the Return On Time Invested. A good book will be sold more,.. and more research will help you with stockpicking.

You could perceive your savings account as your first investment, now it is time to move on. Maybe it is possible to put your money into something better, with a higher ROI. However, first learn at the YouniverCity of Investing.

To be continued...